“I am passionate about helping my clients understand the mortgage process. I strive to make funding easy, whether that’s educating first-time homebuyers on their options, or seasoned investors. My experience in the building sector, finance, and real estate bring a unique perspective to my clients. I am also fluent in Spanish and eager to help buyers through the funding process.”

With over 20 years of experience in the mortgage and real estate business, Gerard has a proven track record of helping individuals and families achieve their dream of homeownership. Gerard specializes in non-QM mortgages, assisting self-employed individuals and investors in securing loans.

As a community educator, Gerard continues to organize seminars and produce radio programs to educate the Hispanic community about their options for refinancing, buying, and selling homes. With his extensive experience and dedication to helping others achieve their goals, he is committed to providing exceptional service and guidance throughout the mortgage process.

Nobody will work harder for you than me!  Clients who have trusted me have reaped the benefits of my services and expertise.  I will place you with the best loan options available and be with you every step of the way.  I take great pride in providing the best service possible!  I appreciate every opportunity and look forward to serving you!

A 37-year mortgage industry veteran, who serves as Senior Loan Advisor, Laura Lee has been involved in many aspects of the mortgage business. After receiving a real estate finance degree from the University of Southern California, she went to work for a mortgage broker in Orange County. Originally, she was trained as a loan processor and then as an assistant underwriter. However, after a few years of serving in the operations side of the mortgage business, she found herself wanting to work more closely with home buyers, helping them realize their dream of home ownership. As a senior loan officer, Laura Lee’s underwriting knowledge enables her to provide exceptional service to her clients. In addition, she helps guide and educate them to ensure the home financing process is smooth and efficient. This level of experience and product knowledge is vital to succeed in today’s mortgage industry and helps ensure a satisfied credit union member.

Laura Lee has spent the last 25 years of her 38  years in the mortgage business, focused on establishing and growing relationships with national and local credit unions. She is actively involved in the credit union industry and regularly attends various credit union alliances and conventions each year. This motivated Laura Lee to become a trusted resource for credit unions and help them invest in the communities which they serve. Her passion is to help credit union members and outside community to achieve the dream of home ownership using credit union financing.

Laura Lee is also  the credit union connector for mortgage loans. By way of outside the box financing provided by credit unions, she has created a unique lending ability by leveraging several portfolio investors that offer an array of different products. This allows her to obtain loans for well-qualified borrowers that do not normally meet the requirements at larger institutions.

This gives her a niche that is much needed in today’s market. This is why credit unions, and  other mortgage bankers, brokers, and realtors come to Laura Lee to help their clients.

 “I am passionate about helping my clients!  I strive to meet the goals of my clients, while making the process as easy as possible.   I will work extremely hard for you, offering the best loan options available, and will be available to guide you along the way.  I look forward to the opportunity to serve with you.”

Apryll Held is a 25-year veteran of the mortgage industry, known for her unwavering integrity, professionalism, and in-depth expertise. With a Bachelor of Science in Finance from San Diego State University, Apryll’s strong financial foundation has been pivotal in her ability to provide tailored mortgage solutions that meet the unique needs of her clients. Her reputation for completing complex transactions swiftly and efficiently has earned her the trust of real estate agents, peers, and clients alike.

Apryll’s commitment to client education and personalized service sets her apart; she takes the time to explain all available options, ensuring her clients are confident and informed throughout the mortgage process. Her success is measured by the repeat and referral business she continues to enjoy, a testament to her exceptional client care.

For over two decades, Apryll has built and nurtured long-lasting relationships, particularly in the credit union sector. She is recognized as a valuable resource, helping credit unions invest in and strengthen their local communities.