Bryan Ward

Message From Bryan


 “I am extremely passionate about helping people find the right mortgage for their financial goals. I work with everyone from first-time home buyers to experienced investors, drawing upon my experience in multiple loan products. My clients appreciate my positive energy and collaborative approach. Contact me today for a free consultation so we can start your home buying journey together.

About Bryan


With over a decade of experience in the mortgage industry, Bryan is a trusted and results-driven Loan Officer dedicated to helping clients achieve their homeownership and investment goals. Known for his deep industry knowledge and client-first approach, Bryan has successfully guided hundreds of borrowers through smooth and stress-free financing experiences.

Bryan specializes in a wide range of loan products, including Conventional, FHA, VA, Jumbo, and Non-QM loans. Whether working with first-time homebuyers, seasoned investors, or self-employed borrowers with unique financial profiles, he understands how to structure loans strategically to meet each client’s specific needs. Bryan’s ability to anticipate challenges, communicate clearly, and provide proactive solutions ensures that transactions stay on track from application to closing.

Committed to integrity, transparency, and exceptional service, Bryan takes pride in building long-term relationships with clients and referral partners alike. When you work with Bryan, you gain a knowledgeable advocate who is focused on making your financing experience efficient, seamless, and successful. Contact Bryan today to start your home ownership journey.

Apply Now(949) 633-5089

Mortgage Products


Bank Statements

Great for self-employed borrowers. Qualify using bank statements. No tax returns required.

DSCR

Property investor-friendly loans. Qualify using market rents only. No ratio available.

1099

Independent contractor-friendly loans. Qualify using 1099 statements. No tax returns required.

Asset Utilization

Great for retirees and entrepreneurs.  Use liquid assets to qualify income such as stocks, IRA, 401K and more.

Conventional

Applicable to a wide range of borrowers.  Both Fixed and ARM options available.

FHA

Great for first-time home buyers. Put down as little as 3.5% downpayment.

VA Loans

No downpayment and No MI. Home ownership options for veterans and their families.

Refinancing

Lower your current mortgage rate or get cash out.  Pay for home renovations, college, and more.

Jumbo Loans

Loan Amounts as high as $3 Million. Both Fixed and ARM options available.

ARM

Great for savvy investors.  Typically lower initial rates than fixed term loans. Available in 3, 5, 7, and 10 year terms.

2ND Mortgage

Unlock your home’s equity. Great for home improvement projects or consolidating debt.  Provides a fixed rate equity loan option

HELOC

Secured line of credit. Pay for home renovations, college, and more.  Provides flexibility to pay down and reuse line of credit.

We have one goal: Deliver a stress-free loan for every borrower, every time.

Apply Now(949) 633-5089

Why LoanLock?


LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster. Here are some of the reasons why you should consider working with LoanLock:

Transparent Regardless of whether you’re refinancing or buying, we provide a clear and concise breakdown of your loan transaction upfront. Never pay credit check, application, or lock-in fees.

Personal Your state licensed Loan Advisor is your personal concierge throughout the entire mortgage process. They are focused on you and your specific goals.

Green We use fast and secure technology to provide you with as close to a paperless experience as possible. We care about your experience and the environment.

Apply Now(949) 633-5089

Free Rate Quote



Kelly Markle

Message From Kelly


I’ll be with you every step of the way

Hello, I’m Kelly, and I’m here to help you achieve your homeownership and financial goals. As a dedicated loan officer, my mission is to ensure your mortgage experience is a success. Whether you’re buying your first home or planning for retirement, I’m here to guide you through the process.

I’ve been in the mortgage industry since 1994, and my passion for real estate started in childhood when my family managed rental properties. Today, I specialize in helping First Home Buyers, Homeowners, Business Owners, and Seniors achieve financial goals.  I specialize in Down Payment Assistance, making homeownership possible, Reverse Mortgages, converting equity into a line of credit in retirement, and alternative products for self-employed borrowers.

I understand the mortgage process can be overwhelming, but I’m here to simplify it for you. I’ll be with you every step of the way.

Let’s connect—I’m excited to help you succeed!

About Kelly


Kelly is a seasoned loan officer with over 25 years of experience in the mortgage industry, bringing a deep well of knowledge and dedication to every client she serves. Throughout her career, Kelly has built a reputation for providing clear guidance, personalized service, and reliable support through every step of the home loan process. Her passion lies in helping individuals and families achieve the dream of homeownership, and she takes pride in building lasting relationships grounded in trust and transparency.

Specializing in first-time home buyers and down payment assistance programs, Kelly is especially skilled at navigating the unique challenges and opportunities these clients face. She takes the time to educate buyers on their options, ensuring they feel confident and informed throughout the journey. Whether it’s securing the right financing or identifying programs that reduce upfront costs, Kelly’s commitment is to make homeownership accessible and attainable for everyone she works with.

Apply Now(714) 343-3947

Mortgage Products


Bank Statements

Great for self-employed borrowers. Qualify using bank statements. No tax returns required.

DSCR

Property investor-friendly loans. Qualify using market rents only. No ratio available.

1099

Independent contractor-friendly loans. Qualify using 1099 statements. No tax returns required.

Asset Utilization

Great for retirees and entrepreneurs.  Use liquid assets to qualify income such as stocks, IRA, 401K and more.

Conventional

Applicable to a wide range of borrowers.  Both Fixed and ARM options available.

FHA

Great for first-time home buyers. Put down as little as 3.5% downpayment.

VA Loans

No downpayment and No MI. Home ownership options for veterans and their families.

Refinancing

Lower your current mortgage rate or get cash out.  Pay for home renovations, college, and more.

Jumbo Loans

Loan Amounts as high as $3 Million. Both Fixed and ARM options available.

ARM

Great for savvy investors.  Typically lower initial rates than fixed term loans. Available in 3, 5, 7, and 10 year terms.

2ND Mortgage

Unlock your home’s equity. Great for home improvement projects or consolidating debt.  Provides a fixed rate equity loan option

HELOC

Secured line of credit. Pay for home renovations, college, and more.  Provides flexibility to pay down and reuse line of credit.

We have one goal: Deliver a stress-free loan for every borrower, every time.

Apply Now(714) 343-3947

Why LoanLock?


LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster. Here are some of the reasons why you should consider working with LoanLock:

Transparent Regardless of whether you’re refinancing or buying, we provide a clear and concise breakdown of your loan transaction upfront. Never pay credit check, application, or lock-in fees.

Personal Your state licensed Loan Advisor is your personal concierge throughout the entire mortgage process. They are focused on you and your specific goals.

Green We use fast and secure technology to provide you with as close to a paperless experience as possible. We care about your experience and the environment.

Apply Now(714) 343-3947

Free Rate Quote



Branch: Rosie Rodriguez

Message From Rosie


 “Whether a first-time homebuyer or a seasoned investor, I look forward to guiding you through the lending process with expertise.  My goal is to be your partner through all of your transactions, so I take special care to ensure my clients are well taken care of and their mortgage transactions are as painless as possible. I am a native Spanish speaker and can help you with your next transaction, whether in English or Spanish.”

About Rosie


Rosie Rodriguez is a dedicated Loan Officer with over 5 years of experience in the mortgage industry. She specializes in Non-Qualified Mortgages (Non-QM) and Home Equity Lines of Credit (HELOC), helping clients navigate complex lending options with confidence and clarity. With a strong grasp of alternative financing solutions, Rosie is committed to finding the right loan products to meet each client’s unique financial goals. Her expertise ensures a smooth, transparent lending process from application to closing.

Rosie is also known for her exceptional customer service and strong communication skills. A native Spanish speaker, she can help clients in both English and Spanish transactions.  She takes the time to truly understand her clients’ needs and concerns, offering guidance every step of the way. Whether working with first-time buyers or seasoned homeowners, Rosie strives to make every client feel informed, supported, and valued. Her ability to build trust and long-lasting relationships has earned her a loyal client base and numerous referrals.

Whether a first-time homebuyer, seasoned investor, or looking to refinance, Rosie is here to help clients achieve their financial dreams with confidence. She’s here to help make the dream of home ownership a reality!

Apply Now(562) 296-3003

Mortgage Products


Bank Statements

Great for self-employed borrowers. Qualify using bank statements. No tax returns required.

DSCR

Property investor-friendly loans. Qualify using market rents only. No ratio available.

1099

Independent contractor-friendly loans. Qualify using 1099 statements. No tax returns required.

Asset Utilization

Great for retirees and entrepreneurs.  Use liquid assets to qualify income such as stocks, IRA, 401K and more.

Conventional

Applicable to a wide range of borrowers.  Both Fixed and ARM options available.

FHA

Great for first-time home buyers. Put down as little as 3.5% downpayment.

VA Loans

No downpayment and No MI. Home ownership options for veterans and their families.

Refinancing

Lower your current mortgage rate or get cash out.  Pay for home renovations, college, and more.

Jumbo Loans

Loan Amounts as high as $3 Million. Both Fixed and ARM options available.

ARM

Great for savvy investors.  Typically lower initial rates than fixed term loans. Available in 3, 5, 7, and 10 year terms.

2ND Mortgage

Unlock your home’s equity. Great for home improvement projects or consolidating debt.  Provides a fixed rate equity loan option

HELOC

Secured line of credit. Pay for home renovations, college, and more.  Provides flexibility to pay down and reuse line of credit.

We have one goal: Deliver a stress-free loan for every borrower, every time.

Apply Now(562) 296-3003

Why LoanLock?


LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster. Here are some of the reasons why you should consider working with LoanLock:

Transparent Regardless of whether you’re refinancing or buying, we provide a clear and concise breakdown of your loan transaction upfront. Never pay credit check, application, or lock-in fees.

Personal Your state licensed Loan Advisor is your personal concierge throughout the entire mortgage process. They are focused on you and your specific goals.

Green We use fast and secure technology to provide you with as close to a paperless experience as possible. We care about your experience and the environment.

Apply Now(562) 296-3003

Free Rate Quote



Patricia Arigullin

Message From Patricia


My #1 priority is to help you find the right mortgage solution for your home purchase or refinance; one that fits your needs, not mine. I take pride in my deep product knowledge, ensuring you’re confident every step of the way and fully informed about your options.

I genuinely enjoy working with all clients, especially first-time homebuyers. There’s nothing more rewarding than seeing the excitement on a client’s face when they receive their keys. I’m committed to providing a clear, straightforward approval process designed to make your homebuying experience as smooth and stress-free as possible.

As your Loan Officer, I’ll work with you personally to tailor a mortgage that supports your financial goals. My team and I are committed to delivering the highest level of service while offering some of the most competitive rates in your area. We prioritize clear communication and customer care to serve your best interests from start to finish.

About Patricia


For over 20 years, Patricia has been dedicated to helping homebuyers achieve their family and financial goals through homeownership. A proud U.S. Marine Corps veteran, she brings the same discipline, integrity, and commitment to her work in the mortgage industry as she did in service to her country.

Her top priority has always been guiding clients through the mortgage process with clarity, care, and a strong sense of purpose. With a solid background in the financial industry, Patricia is known for her exceptional communication skills and unwavering drive to exceed client expectations.

Her passion for creating a positive, seamless homebuying experience stems from a genuine desire to make a meaningful difference in her clients’ lives—one home at a time.

Outside of work, Patricia enjoys quality time with her family. Whether it’s gathering around the kitchen table for meals, hiking in nature, or spending time with friends, she values the moments that bring people together.

Apply Now(714) 831-3387

Mortgage Products


Bank Statements

Great for self-employed borrowers. Qualify using bank statements. No tax returns required.

DSCR

Property investor-friendly loans. Qualify using market rents only. No ratio available.

1099

Independent contractor-friendly loans. Qualify using 1099 statements. No tax returns required.

Asset Utilization

Great for retirees and entrepreneurs.  Use liquid assets to qualify income such as stocks, IRA, 401K and more.

Conventional

Applicable to a wide range of borrowers.  Both Fixed and ARM options available.

FHA

Great for first-time home buyers. Put down as little as 3.5% downpayment.

VA Loans

No downpayment and No MI. Home ownership options for veterans and their families.

Refinancing

Lower your current mortgage rate or get cash out.  Pay for home renovations, college, and more.

Jumbo Loans

Loan Amounts as high as $3 Million. Both Fixed and ARM options available.

ARM

Great for savvy investors.  Typically lower initial rates than fixed term loans. Available in 3, 5, 7, and 10 year terms.

2ND Mortgage

Unlock your home’s equity. Great for home improvement projects or consolidating debt.  Provides a fixed rate equity loan option

HELOC

Secured line of credit. Pay for home renovations, college, and more.  Provides flexibility to pay down and reuse line of credit.

We have one goal: Deliver a stress-free loan for every borrower, every time.

Apply Now(714) 831-3387

Why LoanLock?


LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster. Here are some of the reasons why you should consider working with LoanLock:

Transparent Regardless of whether you’re refinancing or buying, we provide a clear and concise breakdown of your loan transaction upfront. Never pay credit check, application, or lock-in fees.

Personal Your state licensed Loan Advisor is your personal concierge throughout the entire mortgage process. They are focused on you and your specific goals.

Green We use fast and secure technology to provide you with as close to a paperless experience as possible. We care about your experience and the environment.

Apply Now(714) 831-3387

Free Rate Quote



Victoria Serrano

Message From Victoria


 “I have over 23 years of experience, helping my clients realize their home ownership dreams. I specialize in non-qm loan options such as self-employed income loans. My depth of product knowledge and attention to detail is your secret weapon during the lending process. I can help find programs tailored to your needs. At heart, I’m a people person and I generally enjoy being helpful. I like to think of myself as your personal concierge through the lending process, helping to guide you and making recommendations from start to finish. Let’s start your mortgage journey together.

About Victoria


With over 20 years of experience, Victoria has defined herself as a leading lender for clients seeking a high level of personal attention.  Her dedication to customer service really shines through in all of her interactions.  Clients describe her as a joy to work with, in part because she’s easy to talk to and has a sunny demeanor. She continues to remain available to her clients after their transactions close.

Her keen insights into the lending process and breadth of product knowledge help her stand out as a loan officer.  She is able to provide creative solutions to complex fundings. Whether a client is a first-time borrower needing downpayment assistance, or self-employed and looking to use brank statements to qualify income, Victoria can offer solutions with her clients’ best interest in mind.  Her expertise spans from Non-QM/Non-Agency loans to Conventional, FHA, VA, Jumbo, and Down Payment Assistance. This means whether you’re investing in multiple properties to grow your portfolio, or you’re hoping to buy your first home, Victoria has the expertise to advise you on your options.

Contact Victoria today and find out why so many buyers have given her 5 stars on Zillow and many repeat customers refer to her as their lender for life!

Apply Now(949) 744-7231

Mortgage Products


Bank Statements

Great for self-employed borrowers. Qualify using bank statements. No tax returns required.

DSCR

Property investor-friendly loans. Qualify using market rents only. No ratio available.

1099

Independent contractor-friendly loans. Qualify using 1099 statements. No tax returns required.

Asset Utilization

Great for retirees and entrepreneurs.  Use liquid assets to qualify income such as stocks, IRA, 401K and more.

Conventional

Applicable to a wide range of borrowers.  Both Fixed and ARM options available.

FHA

Great for first-time home buyers. Put down as little as 3.5% downpayment.

VA Loans

No downpayment and No MI. Home ownership options for veterans and their families.

Refinancing

Lower your current mortgage rate or get cash out.  Pay for home renovations, college, and more.

Jumbo Loans

Loan Amounts as high as $3 Million. Both Fixed and ARM options available.

ARM

Great for savvy investors.  Typically lower initial rates than fixed term loans. Available in 3, 5, 7, and 10 year terms.

2ND Mortgage

Unlock your home’s equity. Great for home improvement projects or consolidating debt.  Provides a fixed rate equity loan option

HELOC

Secured line of credit. Pay for home renovations, college, and more.  Provides flexibility to pay down and reuse line of credit.

We have one goal: Deliver a stress-free loan for every borrower, every time.

Apply Now(949) 744-7231

Why LoanLock?


LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster. Here are some of the reasons why you should consider working with LoanLock:

Transparent Regardless of whether you’re refinancing or buying, we provide a clear and concise breakdown of your loan transaction upfront. Never pay credit check, application, or lock-in fees.

Personal Your state licensed Loan Advisor is your personal concierge throughout the entire mortgage process. They are focused on you and your specific goals.

Green We use fast and secure technology to provide you with as close to a paperless experience as possible. We care about your experience and the environment.

Apply Now(949) 744-7231

Free Rate Quote