Products
Think of us as having a buffet of mortgage products. You may be eligible for more than one product type, so give us a call, and we’ll help determine which is best suited for your specific situation.
FIXED LOANS
No surprises, ever.
- 30, 25, 20, 15, and 10 YR terms available
- Same fixed payments for the life of the loan
- Deemed the safest type of loans for borrowers
ARM
Great for savvy investors.
- 3, 5, 7 and 10 YR initial fixed terms available
- Typically lower initial rates compared to fixed loans
- Interest-only Jumbo ARM available
JUMBO LOANS
Sometimes you just need a little more money.
- Both Fixed and ARM loans available, even interest only loans.
- Loans to $3 million available
- May require more than one appraisal
FHA
Applicable to a wide range of borrowers.
- Credit scores as low as 580 could qualify
- Requires as little as 3.5% down payment on purchases
- Mortgage insurance is required on all FHA loans
VA LOANS
Thank you for your service.
- Zero down payment and both fixed and ARM products available
- VA rates are typically lower than other types of loans
- No mortgage insurance is required
Non-QM/ Non-Agency
For those special situations.
- Non-traditional income (asset depletion)
- Debt Service Coverage Ratio (DSCR) Products for Investment Homes
- Business Income to Qualify
- Foreign National Programs (ITIN)
- Interest-Only