Jill Marinkovich
Message From Jill
“I am passionate about helping my clients achieve their financial goals! I am available to guide you along your personal home ownership journey, whether that’s purchasing a new home or refinancing your existing home. I look forward to the opportunity to serve you.”
About Jill
As a dedicated Loan Officer with a unique background as a paralegal, Jill Marinkovich brings a wealth of knowledge and expertise to the lending process. Her experience in the legal field has honed her attention to detail and ability to navigate complex regulations, ensuring that every loan transaction is smooth and compliant.
Jill is passionate about providing personalized service to each of her clients, real estate agents and peers. She believes that every financial journey is unique and takes the time to understand clients’ specific needs and goals. Her commitment to nurturing strong client relationships means that homebuyers can count on her to be there every step of the way, providing guidance and support tailored to their situation.
Whether a first-time homebuyer, seasoned investor, or looking to refinance, Jill is here to help clients achieve their financial dreams with confidence. She’s here to help make the dream of home ownership a reality!
Mortgage Products

Bank Statements
Great for self-employed borrowers. Qualify using bank statements. No tax returns required.

DSCR
Property investor-friendly loans. Qualify using market rents only. No ratio available.

1099
Independent contractor-friendly loans. Qualify using 1099 statements. No tax returns required.

Asset Utilization
Great for retirees and entrepreneurs. Use liquid assets to qualify income such as stocks, IRA, 401K and more.

Conventional
Applicable to a wide range of borrowers. Both Fixed and ARM options available.

FHA
Great for first-time home buyers. Put down as little as 3.5% downpayment.

VA Loans
No downpayment and No MI. Home ownership options for veterans and their families.

Refinancing
Lower your current mortgage rate or get cash out. Pay for home renovations, college, and more.

Jumbo Loans
Loan Amounts as high as $3 Million. Both Fixed and ARM options available.

ARM
Great for savvy investors. Typically lower initial rates than fixed term loans. Available in 3, 5, 7, and 10 year terms.

2ND Mortgage
Unlock your home’s equity. Great for home improvement projects or consolidating debt. Provides a fixed rate equity loan option

HELOC
Secured line of credit. Pay for home renovations, college, and more. Provides flexibility to pay down and reuse line of credit.
We have one goal: Deliver a stress-free loan for every borrower, every time.
Why LoanLock?
LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster. Here are some of the reasons why you should consider working with LoanLock:
Transparent Regardless of whether you’re refinancing or buying, we provide a clear and concise breakdown of your loan transaction upfront. Never pay credit check, application, or lock-in fees.
Personal Your state licensed Loan Advisor is your personal concierge throughout the entire mortgage process. They are focused on you and your specific goals.
Green We use fast and secure technology to provide you with as close to a paperless experience as possible. We care about your experience and the environment.
Free Rate Quote
Grant Broderick
Message From Grant
“With four years of dedicated experience in the loan industry and a background as a realtor, I specialize in guiding self-employed borrowers, investors, independent contractors, and business owners through the complexities of financing. My expertise spans FHA, Jumbo, Down Payment Assistance and Conventional loans, but my ultimate focus is on NON-QM loans tailored to meet unique financial situations. I am committed to providing personalized solutions that empower my clients to achieve their financial goals.”
About Grant
With four years of dedicated experience in the mortgage industry, Grant brings a wealth of knowledge and a unique perspective from a prior career as a realtor. Specializing in Non-QM loans, he leverages an in-depth understanding of complex financing options to empower borrowers in achieving their financial goals.
Grant is passionate about delivering exceptional customer service, ensuring each client feels supported and informed throughout the lending process. Known for a sunny disposition, he fosters positive relationships, making the journey to homeownership a seamless and enjoyable experience.
Committed to continuous learning and improvement, Grant stays abreast of industry trends to provide clients with the best solutions tailored to their unique needs. He believes that every borrower deserves a champion by their side and works tirelessly to be that advocate.
Mortgage Products

Bank Statements
Great for self-employed borrowers. Qualify using bank statements. No tax returns required.

DSCR
Property investor-friendly loans. Qualify using market rents only. No ratio available.

1099
Independent contractor-friendly loans. Qualify using 1099 statements. No tax returns required.

Asset Utilization
Great for retirees and entrepreneurs. Use liquid assets to qualify income such as stocks, IRA, 401K and more.

Conventional
Applicable to a wide range of borrowers. Both Fixed and ARM options available.

FHA
Great for first-time home buyers. Put down as little as 3.5% downpayment.

VA Loans
No downpayment and No MI. Home ownership options for veterans and their families.

Refinancing
Lower your current mortgage rate or get cash out. Pay for home renovations, college, and more.

Jumbo Loans
Loan Amounts as high as $3 Million. Both Fixed and ARM options available.

ARM
Great for savvy investors. Typically lower initial rates than fixed term loans. Available in 3, 5, 7, and 10 year terms.

2ND Mortgage
Unlock your home’s equity. Great for home improvement projects or consolidating debt. Provides a fixed rate equity loan option

HELOC
Secured line of credit. Pay for home renovations, college, and more. Provides flexibility to pay down and reuse line of credit.
We have one goal: Deliver a stress-free loan for every borrower, every time.
Why LoanLock?
LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster. Here are some of the reasons why you should consider working with LoanLock:
Transparent Regardless of whether you’re refinancing or buying, we provide a clear and concise breakdown of your loan transaction upfront. Never pay credit check, application, or lock-in fees.
Personal Your state licensed Loan Advisor is your personal concierge throughout the entire mortgage process. They are focused on you and your specific goals.
Green We use fast and secure technology to provide you with as close to a paperless experience as possible. We care about your experience and the environment.
Free Rate Quote
Jane Kim
Message From Jane
“I have over 20 years experience in mortgage loan origination. My specialties include Non-QM/ Jumbo scenarios and restructuring files that are suspended or pending denial. Bilingual in both Korean and English, I provide personalized service to ensure clients find the right loan products that fit their unique needs. I am dedicated to making the home loan process seamless and accessible, offering guidance from pre-qualification through to closing.”
About Jane
Jane has been in the mortgage lending industry for over 20 years where she has been consistently recognized as one of the top producing mortgage loan officers. Jane’s deep insight into the industry and specialty product knowledge allows her to see the big picture and assist clients in identifying the right loan program for their unique situation.
Because LoanLock offers such a wide variety of loan products from Conventional to FHA, VA, Jumbo, and Non-QM, Jane is able to present a tailored approach to funding clients’ loans. With competitive rates and underwriting in-house, her approvals are fast and fundings are smooth.
As a bilingual loan officer, Jane can offer guidance in both Korean and English. She strives to be your lending partner for life.
Mortgage Products

Bank Statements
Great for self-employed borrowers. Qualify using bank statements. No tax returns required.

DSCR
Property investor-friendly loans. Qualify using market rents only. No ratio available.

1099
Independent contractor-friendly loans. Qualify using 1099 statements. No tax returns required.

Asset Utilization
Great for retirees and entrepreneurs. Use liquid assets to qualify income such as stocks, IRA, 401K and more.

Conventional
Applicable to a wide range of borrowers. Both Fixed and ARM options available.

FHA
Great for first-time home buyers. Put down as little as 3.5% downpayment.

VA Loans
No downpayment and No MI. Home ownership options for veterans and their families.

Refinancing
Lower your current mortgage rate or get cash out. Pay for home renovations, college, and more.

Jumbo Loans
Loan Amounts as high as $3 Million. Both Fixed and ARM options available.

ARM
Great for savvy investors. Typically lower initial rates than fixed term loans. Available in 3, 5, 7, and 10 year terms.

2ND Mortgage
Unlock your home’s equity. Great for home improvement projects or consolidating debt. Provides a fixed rate equity loan option

HELOC
Secured line of credit. Pay for home renovations, college, and more. Provides flexibility to pay down and reuse line of credit.
We have one goal: Deliver a stress-free loan for every borrower, every time.
Why LoanLock?
LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster. Here are some of the reasons why you should consider working with LoanLock:
Transparent Regardless of whether you’re refinancing or buying, we provide a clear and concise breakdown of your loan transaction upfront. Never pay credit check, application, or lock-in fees.
Personal Your state licensed Loan Advisor is your personal concierge throughout the entire mortgage process. They are focused on you and your specific goals.
Green We use fast and secure technology to provide you with as close to a paperless experience as possible. We care about your experience and the environment.
Free Rate Quote
Zeke Pelayo
Message From Zeke
“I am a dedicated and experienced loan officer with a passion for helping first-time homebuyers realize their dreams of owning a home. I have built a solid reputation for providing exceptional service and guidance throughout the mortgage process.”
About Zeke
Fluent in both English and Spanish, Zeke is committed to serving a diverse clientele and ensuring that every client feels valued and understood. Their bilingual skills enable them to communicate effectively with borrowers from various backgrounds and address their unique financial needs.
Throughout his career, Zeke has honed his knowledge of mortgage products and lending regulations, allowing him to offer tailored solutions that align with their clients’ goals.
Whether you’re a first-time homebuyer or a seasoned investor, Zeke s dedicated to providing you with the personalized attention and support you deserve. With their expertise and commitment to excellence, they are your trusted partner in achieving your homeownership aspirations.
Mortgage Products

Bank Statements
Great for self-employed borrowers. Qualify using bank statements. No tax returns required.

DSCR
Property investor-friendly loans. Qualify using market rents only. No ratio available.

1099
Independent contractor-friendly loans. Qualify using 1099 statements. No tax returns required.

Asset Utilization
Great for retirees and entrepreneurs. Use liquid assets to qualify income such as stocks, IRA, 401K and more.

Conventional
Applicable to a wide range of borrowers. Both Fixed and ARM options available.

FHA
Great for first-time home buyers. Put down as little as 3.5% downpayment.

VA Loans
No downpayment and No MI. Home ownership options for veterans and their families.

Refinancing
Lower your current mortgage rate or get cash out. Pay for home renovations, college, and more.

Jumbo Loans
Loan Amounts as high as $3 Million. Both Fixed and ARM options available.

ARM
Great for savvy investors. Typically lower initial rates than fixed term loans. Available in 3, 5, 7, and 10 year terms.

2ND Mortgage
Unlock your home’s equity. Great for home improvement projects or consolidating debt. Provides a fixed rate equity loan option

HELOC
Secured line of credit. Pay for home renovations, college, and more. Provides flexibility to pay down and reuse line of credit.
We have one goal: Deliver a stress-free loan for every borrower, every time.
Why LoanLock?
LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster. Here are some of the reasons why you should consider working with LoanLock:
Transparent Regardless of whether you’re refinancing or buying, we provide a clear and concise breakdown of your loan transaction upfront. Never pay credit check, application, or lock-in fees.
Personal Your state licensed Loan Advisor is your personal concierge throughout the entire mortgage process. They are focused on you and your specific goals.
Green We use fast and secure technology to provide you with as close to a paperless experience as possible. We care about your experience and the environment.
Free Rate Quote
Gerard Mier
Message From Gerard
“I am passionate about helping my clients understand the mortgage process. I strive to make funding easy, whether that’s educating first-time homebuyers on their options, or seasoned investors. My experience in the building sector, finance, and real estate bring a unique perspective to my clients. I am also fluent in Spanish and eager to help buyers through the funding process.”
About Gerard
With over 20 years of experience in the mortgage and real estate business, Gerard has a proven track record of helping individuals and families achieve their dream of homeownership. Gerard specializes in non-QM mortgages, assisting self-employed individuals and investors in securing loans.
As a community educator, Gerard continues to organize seminars and produce radio programs to educate the Hispanic community about their options for refinancing, buying, and selling homes. With his extensive experience and dedication to helping others achieve their goals, he is committed to providing exceptional service and guidance throughout the mortgage process.
Mortgage Products

Bank Statements
Great for self-employed borrowers. Qualify using bank statements. No tax returns required.

DSCR
Property investor-friendly loans. Qualify using market rents only. No ratio available.

1099
Independent contractor-friendly loans. Qualify using 1099 statements. No tax returns required.

Asset Utilization
Great for retirees and entrepreneurs. Use liquid assets to qualify income such as stocks, IRA, 401K and more.

Conventional
Applicable to a wide range of borrowers. Both Fixed and ARM options available.

FHA
Great for first-time home buyers. Put down as little as 3.5% downpayment.

VA Loans
No downpayment and No MI. Home ownership options for veterans and their families.

Refinancing
Lower your current mortgage rate or get cash out. Pay for home renovations, college, and more.

Jumbo Loans
Loan Amounts as high as $3 Million. Both Fixed and ARM options available.

ARM
Great for savvy investors. Typically lower initial rates than fixed term loans. Available in 3, 5, 7, and 10 year terms.

2ND Mortgage
Unlock your home’s equity. Great for home improvement projects or consolidating debt. Provides a fixed rate equity loan option

HELOC
Secured line of credit. Pay for home renovations, college, and more. Provides flexibility to pay down and reuse line of credit.
We have one goal: Deliver a stress-free loan for every borrower, every time.
Why LoanLock?
LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster. Here are some of the reasons why you should consider working with LoanLock:
Transparent Regardless of whether you’re refinancing or buying, we provide a clear and concise breakdown of your loan transaction upfront. Never pay credit check, application, or lock-in fees.
Personal Your state licensed Loan Advisor is your personal concierge throughout the entire mortgage process. They are focused on you and your specific goals.
Green We use fast and secure technology to provide you with as close to a paperless experience as possible. We care about your experience and the environment.





