$10B+
Funded Loan Volume
50,000+
Borrowers Served
4.9/5
Average Online Rating
Why LoanLock?
Transparent
Regardless of whether you’re refinancing or buying, we provide a clear and concise breakdown of your loan transaction upfront. Never pay credit check, application, or lock-in fees.
Personal
Your state licensed Loan Advisor is your personal concierge throughout the entire mortgage process. They are focused on you and your specific goals.
Green
We use fast and secure technology to provide you with as close to a paperless experience as possible. We care about your experience and the environment.
We have one goal: Deliver a stress-free loan for every borrower, every time.
“Nick was super helpful with our refinance. Not only did Loan Lock have the lower rate, but rates dropped after we began the refinance and Nick helped us float down another 1/8 point. The communication throughout the process was always timely and clear. Any time we have questions, Nick was able to provide a quick response. I would and have already recommended Nick and Loan Lock.”
Seth F. – San Diego, CA
“Brock did an excellent job of helping me to refinance to a very low fixed rate 20 year mortgage. Brock was very knowledgeable and helped me select the mortgage refinance option that best met our needs. He explained my options to me and the process was smooth and efficient. I'm very happy with the service that Brock and his team provided me and I would highly recommend Brock and LoanLock if you're in the market for a mortgage.”
Mjj10 – Herndon, VA
“If you come across Brock in your real estate financial travels, look no further. He got us a low rate, kept us in the loop, and made the process as painless as possible. Kudos!”
Marat – Issaquah, WA
“I refinanced with Bryan and he has been on top of everything from start to finish. Everything was done smoothly with secure online uploads and e-signature, he clarified promptly when I had questions, and he also secured the best rate I’ve seen in 15 years.”
Ben – Mission Viejo, CA
“This is the third time we're getting a loan with Romeo. He's been there for us 100%. Helpful, responsive, exceeding expectations. Best rates and no delays.”
Andrew – Poolesville, MD
“We just had a wonderful experience working with George. We are very satisfied with our new lower interest rate. George does deliver great result and trustworthy. We highly recommend George to all the people who need a loan. George is the best!”
Cmwang9195 – Burbank, CA
“Bryan made the entire loan process very easy. The portal worked great to upload documents, and the process was very quick. The entire process took less than a month from loan app to closing! Also LoanLock's interest rate is consistently lower than competitors.”
R.L. – Franklin, TN
Our Process
Apply
Call 888-671-LOCK to discuss the various program and rate options. Once you’ve chosen the best option, you can simply apply over the phone or securely online.
Lock
Upload loan documents like pay stubs and tax return documents so we can quickly review them for anything unusual. Once things check out, you can lock in your low rate!
Sign
Most documents will allow for electronic signatures, but some will still require some good old-fashioned ink. Everything can be sent securely back to us online for final loan approval.
Who is LoanLock?
LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster. Although we offer many different loan programs, here are some of the general types of loans we offer to the public today.
- Fixed Loans - 30, 25, 20, 15, and 10 YR terms available
- ARM Loans -3, 5, 7 and 10 YR initial fixed terms available
- Jumbo Loans - Loans to $3 million available