Credit Union Mortgage Solutions
At Thinkwise Credit Union, our goal is to offer our members superior home loan programs with competitive rates. That’s why we have teamed up with LoanLock, one of the best mortgage lenders serving our market. Our goal is to make the home financing journey as simple as possible. LoanLock’s team of dedicated mortgage advisors will serve as your personal concierge to guide you through the home financing process. From first consultation to closing, they will keep you abreast of every loan milestone. With over a decade of funding experience and over $10 Billion in loans funded, LoanLock has the experience you need.
Message From Laura
Nobody will work harder for you than me! Clients who have trusted me have reaped the benefits of my services and expertise. I will place you with the best loan options available and be with you every step of the way. I take great pride in providing the best service possible! I appreciate every opportunity and look forward to serving you!
About Laura
A 37-year mortgage industry veteran, who serves as Senior Loan Advisor, Laura Lee has been involved in many aspects of the mortgage business. After receiving a real estate finance degree from the University of Southern California, she went to work for a mortgage broker in Orange County. Originally, she was trained as a loan processor and then as an assistant underwriter. However, after a few years of serving in the operations side of the mortgage business, she found herself wanting to work more closely with home buyers, helping them realize their dream of home ownership. As a senior loan officer, Laura Lee’s underwriting knowledge enables her to provide exceptional service to her clients. In addition, she helps guide and educate them to ensure the home financing process is smooth and efficient. This level of experience and product knowledge is vital to succeed in today’s mortgage industry and helps ensure a satisfied credit union member.
Laura Lee has spent the last 25 years of her 38 years in the mortgage business, focused on establishing and growing relationships with national and local credit unions. She is actively involved in the credit union industry and regularly attends various credit union alliances and conventions each year. This motivated Laura Lee to become a trusted resource for credit unions and help them invest in the communities which they serve. Her passion is to help credit union members and outside community to achieve the dream of home ownership using credit union financing.
Laura Lee is also the credit union connector for mortgage loans. By way of outside the box financing provided by credit unions, she has created a unique lending ability by leveraging several portfolio investors that offer an array of different products. This allows her to obtain loans for well-qualified borrowers that do not normally meet the requirements at larger institutions.
This gives her a niche that is much needed in today’s market. This is why credit unions, and other mortgage bankers, brokers, and realtors come to Laura Lee to help their clients.
Mortgage Products
Conventional
Applicable to a wide range of borrowers. Both Fixed and ARM options available.
FHA
Great for first-time home buyers. Put down as little as 3.5% downpayment.
VA Loans
No downpayment and No MI. Home ownership options for veterans and their families.
Refinancing
Lower your current mortgage rate or get cash out. Pay for home renovations, college, and more.
Jumbo Loans
Loan Amounts as high as $3 Million. Both Fixed and ARM options available.
ARM
Great for savvy investors. Typically lower initial rates than fixed term loans. Available in 3, 5, 7, and 10 year terms.
2ND Mortgage
Unlock your home’s equity. Great for home improvement projects or consolidating debt. Provides a fixed rate equity loan option
HELOC
Secured line of credit. Pay for home renovations, college, and more. Provides flexibility to pay down and reuse line of credit.
We have one goal: Deliver a stress-free loan for every borrower, every time.
Why LoanLock?
LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster. Here are some of the reasons why you should consider working with LoanLock:
Transparent Regardless of whether you’re refinancing or buying, we provide a clear and concise breakdown of your loan transaction upfront. Never pay credit check, application, or lock-in fees.
Personal Your state licensed Loan Advisor is your personal concierge throughout the entire mortgage process. They are focused on you and your specific goals.
Green We use fast and secure technology to provide you with as close to a paperless experience as possible. We care about your experience and the environment.