Message From Roxana
“As a Bilingual (Spanish and English) Mortgage Loan Officer at LoanLock, I leverage my 20+ years in mortgage to provide tailored solutions to a wide range of borrowers, including those whose first language is not English. Contact me today to start your mortgage journey! Se habla Espanol.”
About Roxana
Roxana has over 24 years of mortgage experience as not only a Loan Officer, but also working in loan processing, underwriting, and operations. Her experience in these different roles gives her unique insight into the lending process. She can anticipate potential roadblocks and help educate her clients up front on what to expect. Her product knowledge is extensive and includes Fannie, Freddie, FHA, Down Payment Assistance, Non-QM/Non-Agency, and Jumbo.
Roxana offers superior customer service, guiding her clients through the lending process every step of the way. She is a trusted resource to not only her clients, but realtor partners. Sunny and bright, she is a joy to work with in every transaction.
As a bilingual loan officer, Roxana can offer guidance in both Spanish and English. Se habla Espanol. Contact Roxana today to start your mortgage journey!
Mortgage Products
Bank Statements
Great for self-employed borrowers. Qualify using bank statements. No tax returns required.
DSCR
Property investor-friendly loans. Qualify using market rents only. No ratio available.
1099
Independent contractor-friendly loans. Qualify using 1099 statements. No tax returns required.
Asset Utilization
Great for retirees and entrepreneurs. Use liquid assets to qualify income such as stocks, IRA, 401K and more.
Conventional
Applicable to a wide range of borrowers. Both Fixed and ARM options available.
FHA
Great for first-time home buyers. Put down as little as 3.5% downpayment.
VA Loans
No downpayment and No MI. Home ownership options for veterans and their families.
Refinancing
Lower your current mortgage rate or get cash out. Pay for home renovations, college, and more.
Jumbo Loans
Loan Amounts as high as $3 Million. Both Fixed and ARM options available.
ARM
Great for savvy investors. Typically lower initial rates than fixed term loans. Available in 3, 5, 7, and 10 year terms.
2ND Mortgage
Unlock your home’s equity. Great for home improvement projects or consolidating debt. Provides a fixed rate equity loan option
HELOC
Secured line of credit. Pay for home renovations, college, and more. Provides flexibility to pay down and reuse line of credit.
We have one goal: Deliver a stress-free loan for every borrower, every time.
Why LoanLock?
LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster. Here are some of the reasons why you should consider working with LoanLock:
Transparent Regardless of whether you’re refinancing or buying, we provide a clear and concise breakdown of your loan transaction upfront. Never pay credit check, application, or lock-in fees.
Personal Your state licensed Loan Advisor is your personal concierge throughout the entire mortgage process. They are focused on you and your specific goals.
Green We use fast and secure technology to provide you with as close to a paperless experience as possible. We care about your experience and the environment.