Message From Rosie
“Whether a first-time homebuyer or a seasoned investor, I look forward to guiding you through the lending process with expertise. My goal is to be your partner through all of your transactions, so I take special care to ensure my clients are well taken care of and their mortgage transactions are as painless as possible. I am a native Spanish speaker and can help you with your next transaction, whether in English or Spanish.”
About Rosie
Rosie Rodriguez is a dedicated Loan Officer with over 5 years of experience in the mortgage industry. She specializes in Non-Qualified Mortgages (Non-QM) and Home Equity Lines of Credit (HELOC), helping clients navigate complex lending options with confidence and clarity. With a strong grasp of alternative financing solutions, Rosie is committed to finding the right loan products to meet each client’s unique financial goals. Her expertise ensures a smooth, transparent lending process from application to closing.
Rosie is also known for her exceptional customer service and strong communication skills. A native Spanish speaker, she can help clients in both English and Spanish transactions. She takes the time to truly understand her clients’ needs and concerns, offering guidance every step of the way. Whether working with first-time buyers or seasoned homeowners, Rosie strives to make every client feel informed, supported, and valued. Her ability to build trust and long-lasting relationships has earned her a loyal client base and numerous referrals.
Whether a first-time homebuyer, seasoned investor, or looking to refinance, Rosie is here to help clients achieve their financial dreams with confidence. She’s here to help make the dream of home ownership a reality!
Mortgage Products
Bank Statements
Great for self-employed borrowers. Qualify using bank statements. No tax returns required.
DSCR
Property investor-friendly loans. Qualify using market rents only. No ratio available.
1099
Independent contractor-friendly loans. Qualify using 1099 statements. No tax returns required.
Asset Utilization
Great for retirees and entrepreneurs. Use liquid assets to qualify income such as stocks, IRA, 401K and more.
Conventional
Applicable to a wide range of borrowers. Both Fixed and ARM options available.
FHA
Great for first-time home buyers. Put down as little as 3.5% downpayment.
VA Loans
No downpayment and No MI. Home ownership options for veterans and their families.
Refinancing
Lower your current mortgage rate or get cash out. Pay for home renovations, college, and more.
Jumbo Loans
Loan Amounts as high as $3 Million. Both Fixed and ARM options available.
ARM
Great for savvy investors. Typically lower initial rates than fixed term loans. Available in 3, 5, 7, and 10 year terms.
2ND Mortgage
Unlock your home’s equity. Great for home improvement projects or consolidating debt. Provides a fixed rate equity loan option
HELOC
Secured line of credit. Pay for home renovations, college, and more. Provides flexibility to pay down and reuse line of credit.
We have one goal: Deliver a stress-free loan for every borrower, every time.
Why LoanLock?
LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster. Here are some of the reasons why you should consider working with LoanLock:
Transparent Regardless of whether you’re refinancing or buying, we provide a clear and concise breakdown of your loan transaction upfront. Never pay credit check, application, or lock-in fees.
Personal Your state licensed Loan Advisor is your personal concierge throughout the entire mortgage process. They are focused on you and your specific goals.
Green We use fast and secure technology to provide you with as close to a paperless experience as possible. We care about your experience and the environment.