Message From Grant
“With four years of dedicated experience in the loan industry and a background as a realtor, I specialize in guiding self-employed borrowers, investors, independent contractors, and business owners through the complexities of financing. My expertise spans FHA, Jumbo, Down Payment Assistance and Conventional loans, but my ultimate focus is on NON-QM loans tailored to meet unique financial situations. I am committed to providing personalized solutions that empower my clients to achieve their financial goals.”
About Grant
With four years of dedicated experience in the mortgage industry, Grant brings a wealth of knowledge and a unique perspective from a prior career as a realtor. Specializing in Non-QM loans, he leverages an in-depth understanding of complex financing options to empower borrowers in achieving their financial goals.
Grant is passionate about delivering exceptional customer service, ensuring each client feels supported and informed throughout the lending process. Known for a sunny disposition, he fosters positive relationships, making the journey to homeownership a seamless and enjoyable experience.
Committed to continuous learning and improvement, Grant stays abreast of industry trends to provide clients with the best solutions tailored to their unique needs. He believes that every borrower deserves a champion by their side and works tirelessly to be that advocate.
Mortgage Products
Bank Statements
Great for self-employed borrowers. Qualify using bank statements. No tax returns required.
DSCR
Property investor-friendly loans. Qualify using market rents only. No ratio available.
1099
Independent contractor-friendly loans. Qualify using 1099 statements. No tax returns required.
Asset Utilization
Great for retirees and entrepreneurs. Use liquid assets to qualify income such as stocks, IRA, 401K and more.
Conventional
Applicable to a wide range of borrowers. Both Fixed and ARM options available.
FHA
Great for first-time home buyers. Put down as little as 3.5% downpayment.
VA Loans
No downpayment and No MI. Home ownership options for veterans and their families.
Refinancing
Lower your current mortgage rate or get cash out. Pay for home renovations, college, and more.
Jumbo Loans
Loan Amounts as high as $3 Million. Both Fixed and ARM options available.
ARM
Great for savvy investors. Typically lower initial rates than fixed term loans. Available in 3, 5, 7, and 10 year terms.
2ND Mortgage
Unlock your home’s equity. Great for home improvement projects or consolidating debt. Provides a fixed rate equity loan option
HELOC
Secured line of credit. Pay for home renovations, college, and more. Provides flexibility to pay down and reuse line of credit.
We have one goal: Deliver a stress-free loan for every borrower, every time.
Why LoanLock?
LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster. Here are some of the reasons why you should consider working with LoanLock:
Transparent Regardless of whether you’re refinancing or buying, we provide a clear and concise breakdown of your loan transaction upfront. Never pay credit check, application, or lock-in fees.
Personal Your state licensed Loan Advisor is your personal concierge throughout the entire mortgage process. They are focused on you and your specific goals.
Green We use fast and secure technology to provide you with as close to a paperless experience as possible. We care about your experience and the environment.