Message From Daniel
“I look forward to getting you started on your mortgage journey. Whether you’re looking to purchase your first home, buy an investment property, or refinance an existing home, I can help guide you through your options. My product knowledge extends from Conventional to Jumbo, Non-QM, FHA, VA, and Down Payment Assistance programs. My clients trust me to be their dedicated resource through the process- from first consultation to close. Contact me today and let’s discuss how to best help you achieve your goals. “
About Daniel
With over 10 years of experience in the lending industry, Daniel is committed to providing exceptional service and expert guidance to clients throughout the loan process. Having worked with a diverse range of clients, he brings a deep understanding of various loan products including Conventional, FHA, VA, Jumbo, Non-QM/Non-Conforming, and Down Payment Assistance programs. This expertise allows Daniel to customize solutions that align with each client’s unique financial circumstances.
What sets Daniel apart is a genuine dedication to customer service. He believes that building long-term relationships and ensuring a smooth, stress-free experience for every client is paramount. By taking the time to thoroughly educate clients, answer their questions, and explain the options available, Daniel ensures that borrowers are informed and confident throughout the entire process.
Whether you’re purchasing your first home, refinancing, or exploring investment properties, Daniel is here to guide you every step of the way, offering personalized, hands-on service and unparalleled industry knowledge.
Mortgage Products
Bank Statements
Great for self-employed borrowers. Qualify using bank statements. No tax returns required.
DSCR
Property investor-friendly loans. Qualify using market rents only. No ratio available.
1099
Independent contractor-friendly loans. Qualify using 1099 statements. No tax returns required.
Asset Utilization
Great for retirees and entrepreneurs. Use liquid assets to qualify income such as stocks, IRA, 401K and more.
Conventional
Applicable to a wide range of borrowers. Both Fixed and ARM options available.
FHA
Great for first-time home buyers. Put down as little as 3.5% downpayment.
VA Loans
No downpayment and No MI. Home ownership options for veterans and their families.
Refinancing
Lower your current mortgage rate or get cash out. Pay for home renovations, college, and more.
Jumbo Loans
Loan Amounts as high as $3 Million. Both Fixed and ARM options available.
ARM
Great for savvy investors. Typically lower initial rates than fixed term loans. Available in 3, 5, 7, and 10 year terms.
2ND Mortgage
Unlock your home’s equity. Great for home improvement projects or consolidating debt. Provides a fixed rate equity loan option
HELOC
Secured line of credit. Pay for home renovations, college, and more. Provides flexibility to pay down and reuse line of credit.
We have one goal: Deliver a stress-free loan for every borrower, every time.
Why LoanLock?
LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster. Here are some of the reasons why you should consider working with LoanLock:
Transparent Regardless of whether you’re refinancing or buying, we provide a clear and concise breakdown of your loan transaction upfront. Never pay credit check, application, or lock-in fees.
Personal Your state licensed Loan Advisor is your personal concierge throughout the entire mortgage process. They are focused on you and your specific goals.
Green We use fast and secure technology to provide you with as close to a paperless experience as possible. We care about your experience and the environment.