Message From Brock
“I view my role as not only your loan advisor, but a true partner in your home ownership journey. Together we collaborate to find the best loan products at the lowest cost to help you accomplish your goals. My 20 years of lending experience helps simplify the process, so you have the best possible mortgage experience. Contact me today to start your journey.“
About Brock
Experience matters when it comes to selecting your loan advisor. With over 20 years of experience, Brock has extensive product knowledge including Conventional, FHA, VA, Jumbo and Non-Agency/ unconventional loans such as investment property loans or bank statement loans. His experience means he can identify solutions to challenges with income, credit score, and more.
Passionate about delivering superior service, Brock is highly responsive and offers clear and concise communication. His clients praise him for this transparent communication style, often returning for successive transactions. Friendly and outgoing, he boasts over 200 (and counting) 5-star reviews on Zillow. Contact Brock today for a free consultation to determine your options.
Mortgage Products
Bank Statements
Great for self-employed borrowers. Qualify using bank statements. No tax returns required.
DSCR
Property investor-friendly loans. Qualify using market rents only. No ratio available.
1099
Independent contractor-friendly loans. Qualify using 1099 statements. No tax returns required.
Asset Utilization
Great for retirees and entrepreneurs. Use liquid assets to qualify income such as stocks, IRA, 401K and more.
Conventional
Applicable to a wide range of borrowers. Both Fixed and ARM options available.
FHA
Great for first-time home buyers. Put down as little as 3.5% downpayment.
VA Loans
No downpayment and No MI. Home ownership options for veterans and their families.
Refinancing
Lower your current mortgage rate or get cash out. Pay for home renovations, college, and more.
Jumbo Loans
Loan Amounts as high as $3 Million. Both Fixed and ARM options available.
ARM
Great for savvy investors. Typically lower initial rates than fixed term loans. Available in 3, 5, 7, and 10 year terms.
2ND Mortgage
Unlock your home’s equity. Great for home improvement projects or consolidating debt. Provides a fixed rate equity loan option
HELOC
Secured line of credit. Pay for home renovations, college, and more. Provides flexibility to pay down and reuse line of credit.
We have one goal: Deliver a stress-free loan for every borrower, every time.
Why LoanLock?
LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster. Here are some of the reasons why you should consider working with LoanLock:
Transparent Regardless of whether you’re refinancing or buying, we provide a clear and concise breakdown of your loan transaction upfront. Never pay credit check, application, or lock-in fees.
Personal Your state licensed Loan Advisor is your personal concierge throughout the entire mortgage process. They are focused on you and your specific goals.
Green We use fast and secure technology to provide you with as close to a paperless experience as possible. We care about your experience and the environment.