Message From Jennifer
“I’ve been involved in mortgage lending for over a decade and my passion is helping people find the right mortgage for their specific situations. I’ve worked happily with everyone from first time home buyers to experienced investors and one of the things that people always appreciate is my positive energy!”
About Jennifer
With over 500 5-star reviews on Zillow (and counting!), Jennifer has defined herself as a premier loan officer. Her decade plus of experience in mortgage has been instrumental in her ability to provide tailored solutions for her clients. She offers keen insights into the lending process, focusing on educating her clients instead of selling them on a particular product.
Jennifer’s outgoing, positive, and friendly nature really endears her to clients. Her commitment to going above and beyond for all of her clients is really what sets her apart in this industry. She offers in depth consultations, transparent communication, and a collaborative approach to find the right solutions together.
Jennifer’s committed to her clients throughout the entire loan process- from first application to post-closing. She strives to be your lender for life, not just in name. She keeps up with her clients to continue to be a valuable resource as needs change and families grow. Contact Jennifer today to start your mortgage journey!
Mortgage Products
Bank Statements
Great for self-employed borrowers. Qualify using bank statements. No tax returns required.
DSCR
Property investor-friendly loans. Qualify using market rents only. No ratio available.
1099
Independent contractor-friendly loans. Qualify using 1099 statements. No tax returns required.
Asset Utilization
Great for retirees and entrepreneurs. Use liquid assets to qualify income such as stocks, IRA, 401K and more.
Conventional
Applicable to a wide range of borrowers. Both Fixed and ARM options available.
FHA
Great for first-time home buyers. Put down as little as 3.5% downpayment.
VA Loans
No downpayment and No MI. Home ownership options for veterans and their families.
Refinancing
Lower your current mortgage rate or get cash out. Pay for home renovations, college, and more.
Jumbo Loans
Loan Amounts as high as $3 Million. Both Fixed and ARM options available.
ARM
Great for savvy investors. Typically lower initial rates than fixed term loans. Available in 3, 5, 7, and 10 year terms.
2ND Mortgage
Unlock your home’s equity. Great for home improvement projects or consolidating debt. Provides a fixed rate equity loan option
HELOC
Secured line of credit. Pay for home renovations, college, and more. Provides flexibility to pay down and reuse line of credit.
We have one goal: Deliver a stress-free loan for every borrower, every time.
Why LoanLock?
LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster. Here are some of the reasons why you should consider working with LoanLock:
Transparent Regardless of whether you’re refinancing or buying, we provide a clear and concise breakdown of your loan transaction upfront. Never pay credit check, application, or lock-in fees.
Personal Your state licensed Loan Advisor is your personal concierge throughout the entire mortgage process. They are focused on you and your specific goals.
Green We use fast and secure technology to provide you with as close to a paperless experience as possible. We care about your experience and the environment.